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My biggest problem with dental insurance is it really doesn’t work like insurance! It’s a coupon plan that you pay to have access to! Now this doesn’t mean that all dental plans are worthless, what it means is that you need to expect it to not cover all of your treatment. It can help discount the cost of treatment, but outside of state programs, like Medicaid, you will likely have an out of pocket cost for dentistry. I did a deep dive on dental plans on the open market and I will post my finding
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Big news in the realm of insurance! Dentists have been complaining about out of network coverage for DECADES and patients get very frustrated with it! Delta Dental is named in this lawsuit, but many insurance companies use these same tactics. And before you come at me in the comments to “preauthorize before treatment”, one, we do, and two, it doesn’t change the fact that the percentage advertised and what you end up paying are usually very different. #dentist #dentalinsurance #classaction #denti
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