Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

A Roth IRA retirement account allows after-tax money to grow tax-free. Learn more about their rules, eligibility requirements ...

When you inherit a Roth IRA, the options for managing the account depend on your relationship to the original owner and the account's age. Spouses typically have more flexibility, such as treating the ...

What Is a Backdoor Roth IRA? The backdoor Roth IRA is a maneuver that allows high earners to contribute indirectly to a Roth IRA when their incomes disqualify them from making direct contributions.

The "no RMDs" protection dies with the Roth IRA owner. Most non-spouse heirs must fully drain the inherited account within 10 years. Missing the year-10 deadline triggers a 25% excise tax, and each ...

Roth IRAs have a sterling reputation: tax-free growth, no lifetime required minimum distributions and the golden child of the retirement account family. That résumé leads many people to assume that ...

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of traditional and Roth IRAs.

Summer brings millions of teenagers and recent graduates into the workforce, where their first paychecks make them eligible for one of the most valuable retirement savings tools available today. A ...

A couple in their early 70s is sitting on traditional IRAs they wish were smaller. Required minimum distributions (RMDs) have kicked in, and each year those withdrawals push more of their Social ...