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Your questions, answered by experts. By The New York Times Illustrations by Sean Dong Updated May 29, 2026 Leer en español There are few challenges facing students more daunting than applying and ...

Dear Toni: My Medicare starts Nov. 1, and I received my first bill, due Oct. 25, about a week ago. This bill is for three months, from Nov. 1 to Jan. 31, and it’s over $550. I currently have more than ...