Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

The fact that the accounts can convert to a Roth IRA at age 18 makes them worth a second look for long-term planning.

Do Roth conversions make sense at age 60 or beyond? It depends.

Yes, so long as you qualify to make a Roth IRA contribution Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Fidelity says large Roth IRA conversions can spike taxes and trigger Medicare IRMAA surcharges. Learn why smaller annual ...

Converting a large traditional IRA or 401(k) to a Roth sounds straightforward, but one common timing mistake quietly hands ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

With the right strategy, you can get more mileage out of a Roth conversion.

Roth IRAs provide tax-free qualified withdrawals in retirement, making them a good fit for people who expect higher tax rates ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...