A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. All lending institutions use credit scores to determine if it's worth the risk to ...

What Is a Credit Score? A credit score is a numerical representation that reflects an individual's creditworthiness, essentially indicating their likelihood of repaying debts in a timely manner.

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...