We analyzed home insurance rates across four dwelling coverage levels and reviewed complaint data from state insurance departments to identify the cheapest home insurance companies for different ...
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14 states with the cheapest home insurance in 2026
While home insurance rates have soared over the past few years, there are a few states where homeowners are paying well below average premiums to protect their homes. The national average home ...
USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly premium.
Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, according to a 2026 survey from the Pew Research Center, including 42% who say ...
In late 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on satisfaction, ease of service, policy ...
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